Scanning sources…acquiring signal · establishing uplink
0
employer_sponsored entities
0
sum of enrollment estimates
0
private-sector Form 5500
0
LOB includes Commercial/Group
0%
dossier quality
Sponsor Categories
Click a card to filter the tableFunding Types
How the plan absorbs claim riskSelf-Funded (ASO)
Employer holds risk; TPA admin only. 65%+ of covered workers.
Level-Funded
Fixed monthly premium w/ reconciliation. Popular for 100-500 FTE.
Minimum-Premium
Employer funds claims up to a threshold; carrier above it.
Fully-Insured Group
Carrier bears 100% risk. Small group + some mid-market.
Captive
Employer-owned insurance entity. Used by conglomerates.
Regulatory Regimes
Who regulates and what law preemptsERISA
Most private-sector self-funded plans · reg: DOL/IRS/PBGC · preempt: State insurance law
FEHBA
Federal employee FEHB plans · reg: OPM · preempt: State & ERISA
Governmental
State/municipal/public higher-ed · reg: State legis. · preempt: ERISA-exempt (GASB 74/75)
Taft-Hartley
Multiemployer union trusts · reg: DOL + LMRA §302 · preempt: State insurance law
TPA Concentration
Which administrators run the claim shops for the 0 plans (click to filter)| Loading… | ||||||
Insurance Landscape
Big-5 carriers, regulatory regimes, vertical integration
Payer vs. Plan Compare
Dual ledger: who owns risk, who admins, who regulates
All Payers
Canonical carrier list with denial-rule coverage
Plans sourced from entity_type=health_plan AND entity_subtype=employer_sponsored. Seed roster in scripts/seed_employer_plans.py. Enrollment figures are curated estimates from DOL Form 5500, Fortune 500 10-Ks, OPM FEHB, DHA TRICARE, and CalPERS/state benefit publications. Enrichment score is populated by the Linode beta cluster.